Effective date: April 12, 2026 | Last updated: April 29, 2026
Cheonmyeongdang (hereinafter "the Company") values the personal data of its users and complies with the Personal Information Protection Act.
The Company may collect the following personal data in order to provide the Service.
The Company destroys personal data without delay once the purpose of its collection and use has been achieved.
The Company does not provide personal data to third parties without the user's consent. Exceptions apply where disclosure is required by law.
To provide the Service smoothly, the Company outsources personal data processing tasks to specialist external providers as set out below. In the outsourcing contracts, the matters required by the Personal Information Protection Act are stipulated so that personal data is managed securely.
| Outsourced service provider | Outsourced tasks | Retention and use period |
|---|---|---|
| Korea PortOne Co., Ltd. (PortOne) | Integrated management of payment processing (PG), processing and linking of payment information, transaction monitoring | Until the outsourcing contract ends or the legally mandated retention period expires |
| Korea Payment Networks Co., Ltd. | General credit card payment and recurring payment processing | 5 years under the Electronic Commerce Act |
| Galaxia Money Tree Inc. / BillGate | Credit card payment processing and automatic billing | 5 years under the Electronic Commerce Act |
| Kakao Pay Co., Ltd. | Provision of simple payment services | 5 years under the Electronic Commerce Act |
| KG Inicis Co., Ltd. | Payment processing (reserve / backup PG) | 5 years under the Electronic Commerce Act |
| SOLAPI Inc. | Sending fortune notifications (daily fortune alerts and similar) | Until the service is cancelled |
| Google LLC (Gmail / Google Workspace) | Sending payment receipts / follow-up emails | Until the service is cancelled |
| Vercel Inc. / Cloudflare Inc. | Web hosting and CDN services | Until the service is cancelled |
Users may at any time request access to, correction of, or deletion of their personal data.
The Company may display advertising through Google AdMob, and advertising identifiers may be collected in this process. Users can limit ad tracking in their device settings.
In accordance with Article 17 of the Electronic Commerce Act, users may request a refund under the following conditions:
How to request a refund: send an email to ghdejr11@gmail.com from the email address used for the payment, including your order number and the reason for the refund. We reply within 3 business days and process the refund within 7 days.
Disputes relating to the use of this service may be settled free of charge through mediation by the Korea Consumer Agency (1372) or the Electronic Commerce Mediation Committee (ecmc.or.kr). If mediation does not resolve the dispute, the Seoul Central District Court shall be the court of first instance.
When new Cheonmyeongdang applications (insurance / tax / subsidy and similar) are launched, a separate privacy policy will be published as an appendix, applying the same level of protection as this policy.
If this privacy policy is amended, the changes will be announced through the notice board within the service.