Privacy Policy

Effective date: April 12, 2026 | Last updated: April 29, 2026

Cheonmyeongdang (hereinafter "the Company") values the personal data of its users and complies with the Personal Information Protection Act.

1. Personal data items we collect

The Company may collect the following personal data in order to provide the Service.

2. Purposes of collecting and using personal data

3. Retention and use period of personal data

The Company destroys personal data without delay once the purpose of its collection and use has been achieved.

4. Disclosure of personal data to third parties

The Company does not provide personal data to third parties without the user's consent. Exceptions apply where disclosure is required by law.

4-1. Outsourcing of personal data processing

To provide the Service smoothly, the Company outsources personal data processing tasks to specialist external providers as set out below. In the outsourcing contracts, the matters required by the Personal Information Protection Act are stipulated so that personal data is managed securely.

Outsourced service provider Outsourced tasks Retention and use period
Korea PortOne Co., Ltd. (PortOne) Integrated management of payment processing (PG), processing and linking of payment information, transaction monitoring Until the outsourcing contract ends or the legally mandated retention period expires
Korea Payment Networks Co., Ltd. General credit card payment and recurring payment processing 5 years under the Electronic Commerce Act
Galaxia Money Tree Inc. / BillGate Credit card payment processing and automatic billing 5 years under the Electronic Commerce Act
Kakao Pay Co., Ltd. Provision of simple payment services 5 years under the Electronic Commerce Act
KG Inicis Co., Ltd. Payment processing (reserve / backup PG) 5 years under the Electronic Commerce Act
SOLAPI Inc. Sending fortune notifications (daily fortune alerts and similar) Until the service is cancelled
Google LLC (Gmail / Google Workspace) Sending payment receipts / follow-up emails Until the service is cancelled
Vercel Inc. / Cloudflare Inc. Web hosting and CDN services Until the service is cancelled

5. Procedure and method for destroying personal data

6. Rights of the user

Users may at any time request access to, correction of, or deletion of their personal data.

7. Advertising information and cookies

The Company may display advertising through Google AdMob, and advertising identifiers may be collected in this process. Users can limit ad tracking in their device settings.

8. Refund policy and cooling-off period (Refund & Cooling-off)

In accordance with Article 17 of the Electronic Commerce Act, users may request a refund under the following conditions:

How to request a refund: send an email to ghdejr11@gmail.com from the email address used for the payment, including your order number and the reason for the refund. We reply within 3 business days and process the refund within 7 days.

9. Dispute resolution

Disputes relating to the use of this service may be settled free of charge through mediation by the Korea Consumer Agency (1372) or the Electronic Commerce Mediation Committee (ecmc.or.kr). If mediation does not resolve the dispute, the Seoul Central District Court shall be the court of first instance.

10. Notice of new applications

When new Cheonmyeongdang applications (insurance / tax / subsidy and similar) are launched, a separate privacy policy will be published as an appendix, applying the same level of protection as this policy.

Personal data protection officer

Notice of changes

If this privacy policy is amended, the changes will be announced through the notice board within the service.